Motor vehicle accident claims
For motor vehicle accident victims
Legal consultations are also available in English.
A motor vehicle accident can happen in an instant. Resolving the claim should not become a second problem. We handle the full claim for damages arising from a motor vehicle accident and represent your interests exclusively in dealing with the other party’s liability insurer.
We determine which claims you may be entitled to assert, gather the necessary documentation, and handle communications with the insurer. You can keep a clear head—we keep your claim on track.
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For motor vehicle accident victims
You do not have to negotiate the claim with the other party’s insurer yourself. After a no-fault accident, legal enforcement of legitimate damages claims generally is considered part of the necessary cost of restoring the property to its pre-accident condition. The value of the legitimate claim is decisive.
We pursue, in particular, claims for repair costs, vehicle replacement costs, diminished value, rental-car expenses or loss of use, expert fees, towing costs, and—in cases involving personal injury—damages for pain and suffering, medical expenses, and lost wages. Expert fees are recoverable when obtaining the expert’s assessment was necessary and reasonably appropriate to establish and pursue the claim.
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Legal representation—not mere claims processing
We do more than process a single invoice. We represent you with respect to your entire motor vehicle accident claim. That means evaluating liability, all categories of damages, and the insurer’s defenses together—including issues that become apparent only as the claim progresses.
Service providers working for auto dealerships, repair shops, or vehicle appraisers may focus on individual assigned claims. Our role is different: independent legal representation for you. We are not tied to a particular repair, appraisal, or cost item; instead, we pursue the claim based on your full measure of damages.
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When the insurer undervalues or delays the claim
Not every reduction is justified, and no line item should be accepted without review. Insurers often evaluate repair methods, rental periods, diminished value, or expert fees using their own internal standards. We review the basis for the reduction, pursue any unpaid amounts, and, when necessary, enforce your claims through litigation.
Even if the repair shop’s invoice has not yet been paid, the claimant may, under certain circumstances and in light of decisions of Germany’s Federal Court of Justice, recover repair costs. The manner in which the payment claim is structured, however, depends in part on assignments and the so-called repair-shop risk. That is precisely why the specific case warrants legal review.
The insurer has lawyers.Now you do, too.
Topics
01No-fault motor vehicle accident
After a no-fault accident, preserving evidence promptly is critical. Accident reports, photographs, witness statements, and police records may be decisive in establishing liability. Premature admissions of fault or incomplete information provided to the other party’s insurer can make it more difficult to pursue valid claims.
02Damage report & liability assessment
When reporting a claim, the circumstances of the accident, the vehicles involved, and any potential contributory fault require careful review. Insurers often question liability initially or request additional documentation. A clear account of events and complete records can help prevent delays and unjustified reductions.
03Repair costs & expert reports
Repair costs are often the central issue in accident claims. A qualified damage appraisal, the necessity of individual repair measures, and the distinction between repairable damage and an economic total loss may be decisive. Injured parties should document the damage and should not prematurely accept the other insurer’s instructions regarding repair shops or claim settlement.
04Diminished value
Even after proper repairs, an accident vehicle may have a lower market value. This diminished value depends, among other factors, on the vehicle’s age, mileage, prior damage, type, and the extent of the accident damage. It is not always included automatically and should be specifically evaluated and stated in the expert appraisal.
05Rental cars & loss of use
During repairs or until a replacement vehicle is obtained, rental-car costs or compensation for loss of use may arise. Disputes often concern the duration, vehicle class, daily cost, and whether the vehicle was actually needed. The chosen solution should be reasonable and the actual loss of use should be documented clearly.
06Pain and suffering & personal injury
In personal-injury claims, medical findings, treatment records, inability to work, and long-term limitations are particularly important. Symptoms may develop only after the accident or continue over time. Early and complete documentation helps support claims for pain and suffering as well as further losses, such as lost earnings or treatment costs.
07Claim reductions by the insurer
Insurers frequently reduce claims by referring to audit reports, less expensive repair alternatives, or allegedly unnecessary costs. Not every reduction is justified. The specific circumstances of the loss, repair documentation, and the legal basis for the calculation are decisive. Any reduction notice should therefore be reviewed carefully.
08Litigation & enforcement
If an out-of-court settlement fails, court proceedings may become necessary. Evidence, expert reports, deadlines, and the financial significance of each category of loss are critical. Before filing a claim, it should be assessed which losses are sufficiently documented and whether litigation offers an advantage over settlement.
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Had an accident?
We will handle your claim.